You finally got approved for that Ross Credit card you applied for last month, and now you’re trying to figure out how to make the most of all the rewards and benefits. Don’t worry, we’ve got you covered.
As with any rewards credit card, the key is using it for all your regular spending so you can rack up as many points as possible.
The great thing about the Ross card is that the rewards points you earn can be redeemed for a wide range of gift cards, travel, cash back, and merchandise.
In this article we’ll walk you through some of the best ways to maximize your rewards and get the most value from your Ross credit card. Using these tips you’ll be earning free flights and gift cards in no time.
Earn Rewards Fast With the Ross Credit Card
The Ross Credit Card makes it easy to rack up rewards fast. Here are some of the best ways to maximize your points:
Use it for everyday spending
Use your Ross Card for all your regular expenses like groceries, gas, dining out, and shopping. The points add up quickly when you use it for essentials. Paying rent or utility bills with your card, if allowed, can also boost your rewards balance in a hurry.
Take advantage of bonus point offers
Keep an eye out for bonus point offers on the Ross website and in your monthly statements. Things like 5x or 10x points at certain stores or for specific types of purchases. These short-term offers are a simple way to gain a ton of points quickly.
Refer friends and family
Referring friends and family members to sign up for a Ross Credit Card is one of the easiest ways to earn bonus points. You’ll get a big lump sum of points for every new account, and the people you refer will also get a welcome bonus. It’s a win-win.
Redeem points for the best value
Use your points for gift cards, travel, cash back, or merchandise. Compare the options to get the best value. Sometimes it pays to save up points for a bigger reward instead of cashing in frequently for small redemptions.
Think about what motivates you the most – are you more interested in cash back, experiences, or material goods? Choose the rewards that maximize your points and match your priorities.
Following these simple tips will have your Ross rewards balance growing in no time. The points can really add up if you take full advantage of all the ways to earn and redeem with your Ross Credit Card. Happy rewards hunting!
Redeeming Ross Credit Card Points for Maximum Value
When it comes to your Ross Credit Card points, the key is using them for the maximum value. Here are some tips to get the most out of your rewards:
Use points for travel
Hands down, the best way to use your points is booking travel. You’ll get the highest value when redeeming for flights, hotels, rental cars, and activities. Check the Chase travel portal for award travel options. Sometimes you can find flights for as little as 5,000 points one-way.
Transfer to travel partners
Another option is transferring your points to Chase’s travel partners like United Airlines, Southwest, Marriott, and Hyatt. The transfer ratio is usually 1:1, and points are worth more when redeemed with partners. For example, 50,000 United miles could get you a roundtrip domestic flight worth $700 or more. Compare transfer partner award charts to get the best deal.
Consider gift cards
If you prefer cash back, you can redeem points for gift cards to places like Amazon, Best Buy, and Home Depot. While not the highest value, 10,000 points equals $100 in gift cards.
Watch for promotions
Keep an eye out for limited-time points promotions. Chase frequently offers bonuses like 5x points on certain purchases or opportunities to earn more when shopping through their portal. Take advantage of these promos to rack up points quickly for your next award redemption.
With some strategic planning, your Ross Credit Card points can go a long way. Keep these tips in mind and you’ll be redeeming rewards for amazing vacations and more in no time!
Maximizing Additional Ross Credit Card Benefits
Maximizing the additional benefits of your Ross Credit Card is key to getting the most value. Some of the best perks to take advantage of include:
Purchase protections
Your Ross Card provides coverage for most items you buy. If something you purchase is lost, stolen, or accidentally damaged within 90 days of buying it, you’ll be reimbursed for the full purchase price up to $500 per claim and $50,000 per year. This provides you relaxation of mind when shopping.
Extended warranties are also offered. On many items, the original manufacturer’s warranty can be doubled up to one additional year. Be sure to register eligible items within 90 days of purchase to qualify.
Roadside assistance
If your vehicle breaks down, help is just a phone call away with 24/7 roadside assistance. Whether you need a tow truck, lockout service, flat tire change, fuel delivery or jump start, you’ll be covered up to $100 per service call with a maximum of two service calls per year.
Travel benefits
Use your Ross Card to book travel and you’ll receive additional coverage including trip cancelation/interruption insurance, travel accident insurance, baggage delay insurance and lost luggage reimbursement.
If your trip is cut short due to illness, severe weather or other circumstances, you’ll be reimbursed up to $1,500 per insured trip. Check with your card issuer for the full details on coverage and limitations.
Taking advantage of these valuable benefits will allow you to shop confidently, feel secure while traveling and save money that would otherwise come out of your own pocket. Be sure to enroll in the benefits and coverages offered to start maximizing your Ross Credit Card today.
Conclusion
So now you’re armed with the knowledge of how to maximize the rewards and benefits from your Ross credit card. Take advantage of the bonus categories, pay on time, and redeem those points for some amazing experiences.
Whether it’s a dream vacation, tickets to your favorite sports team, or a new gadget you’ve been eyeing, the opportunities are endless if you play your cards right (pun intended).
Make the most of this card and the perks will keep on giving. Now get out there, start swiping that card, and reap the rewards – you’ve earned it!